Card Summary
The simple rewards structure and lower threshold for credit approval make this one of the best student credit cards out there. With 1.5% in cash back rewards on all purchases, anyone starting out can get a jump on building their credit.
- Only need fair credit to qualify
- 1.5% cash back on all purchases, every day with no annoying exclusions
- Order that pizza, because you get 10% cash back at Uber Eats and complimentary Uber One membership until 11/14/24
- No annual fee ever
Card Summary
There’s a lot to love about this Capital One card for students. You get unlimited 3% cash back on dining, entertainment, streaming services, and grocery stores, excluding Walmart and Target. Plus, rewards for Uber Eats and tickets purchased through Capital One Entertainment, no annual fees, and more. The only thing to watch out for is the high APR.
- Unlimited 3% cash back on dining, entertainment, and some streaming
- 1% on all other purchases
- No foreign transaction fees!
- Make the most of your late night meals with 10% cash back at Uber Eats
- 8% cash back on tickets purchased through Capital One Entertainment
- No annual fees!
Card Summary
Earning massive rewards for entertainment, travel, and dining makes this one of our top go-to cash back credit cards. While the rewards program itself can be tricky, perks like zero foreign transaction fees make Capital One SavorOne Cash Rewards Credit Card worth it every single time.
- Massive cash back rewards
- 8% cash back on tickets purchased through the Capital One Entertainment Ticketing platform
- 5% cash back on hotels and rental cars booked through Capital one Travel
- 3% cash back on streaming, dining, and grocery stores, excluding superstores like Walmart and Target
- Great into APR for 15 months on all your purchases
- No annual fee ever
Card Summary
The Blue Cash Preferred® Card from American Express tops the list when it comes to cash back rewards for groceries, streaming, rideshares, and gas. Plus, there’s the generous credit offers for Disney and Equinox. While it does offer a generous intro APR for balance transfers, there’s a $95 annual fee after the first year. See rates and fees
- We love the 6% cash back on U.S. supermarkets up to $6000 per year in purchases (then 1%)
- 0% APR intro period on purchases in the first 12 months, thereafter variable APR of 18.74% to 29.74%. See rates and fees
- You earn 3% cash back on U.S. gas stations but not at your favorite Costco or Walmart gas station.
- 3% cash back on transit (taxes/rideshare/parking/tolls/buses/trains/more)
- $0 annual fee for the first year and $95 thereafter
- Terms apply
Card Summary
Not only does it make a great cash back card, but it also comes with perks like a sign-up bonus of $200 once you spend $500 on purchases within 3 months, a complimentary Uber One membership for up to 6 months, and no foreign transaction fees! This workhorse gives you 1.5% cash back on everything without any exclusions. You heard me….I said No Exclusions! Music to my ears.
- Simple and unlimited cash back rewards
- 1.5% cash back on everything all the time
- 5% cash back on hotels and rental cars booked through Capital One Travel
- No annual fee or foreign transaction fees ever
Card Summary
- No annual fee. Hoorah! See rates and fees
- A simple rewards card that offers 3% cash back on U.S. supermarkets, U.S. gas stations and U.S. online retail purchases (up to $6,000 per year for each category, then 1%)
- 0% APR intro period on purchases for the first 15 months, thereafter a variable APR of 18.74% to 29.74%.
- Terms Apply
Card Summary
With this card, it’s simple to rack up big rewards while doing the little things. Think dining out, getting gas, or even just shopping for groceries. Plus, you can earn $200 in cash back after you spend $1500 on purchases in the first 6 months of opening your account.
- 5% cash back on your highest spend category (max $500 each month) and then 1%
- No need to worry about rotating categories. Your top categories will automatically be calculated for you. Hooray for simplicity!
- Awesome intro offer of 0% APR on purchases for the first 15 months, then variable APR of 18.74% – 28.74%
- No annual fees!
Card Summary
It’s hard to beat no late fees, but the Citi Simplicity® Card also offers a super long intro period on balance transfers. Like SUPER LONG… and no annual fees, makes it one of the best balance transfer cards out there.
- No late fees! Heck Yes!
- Fantastic balance transfer card with 21 months at the 0% APR intro period
- 3% balance transfer fee
- No annual fees!
Card Summary
The ability to earn 2% on every purchase (1% at the time of purchase and 1% when you pay) with unlimited 1% cash back makes this one of the best cash rewards credit cards out there. It gets even better with the long 18 month 0% intro APR, then variable APR of 18.74% – 28.74%, for balance transfers and no annual fee. The catch? You’ll need good to excellent credit to qualify.
- 1% cash back rewards when you spend, and 1% when you pay
- 1% unlimited rewards with no annoying exclusions
- Awesome 18 month intro period on balance transfers at 0% APR, variable rate thereafter (Intro APR not applicable with purchases)
- No annual fees!
Card Summary
Want to avoid interest charges on balance transfers or purchases? If you have good to excellent credit then the Citi® Diamond Preferred® Card might be for you. It offers a fantastic intro APR period for balance transfers for 21 months. Now that’s what I’m talking about!
- Excellent balance transfer card with super long terms
- Great intro APR on purchases for 12 months, then variable rate
- 5% or $5 (whichever is greater), balance transfer fee
- No annual fees!