The ability to earn 2% on every purchase (1% at the time of purchase and 1% when you pay) with unlimited 1% cash back makes this one of the best cash rewards credit cards out there. It gets even better with the long 18 month 0% intro APR, then variable APR of 18.74% – 28.49%, for balance transfers and no annual fee. The catch? You’ll need good to excellent credit to qualify.
Our Review
So what’s the “Double” in the name you ask? You earn cash back twice, once when you make the purchase and once when you pay for the purchase for a total of 2%. You get a long intro period at 0% for balance transfers. Nothing surprising about the 3% or $5 balance transfer fee (whichever is greater) for transfers made in the first 4 months of account opening. That rate goes up to 5% or $5 (whichever is greater) after the intro period. They offer a sign-up bonus of $200, but you must spend $1500 in the first 6 months. The long intro period and the double cash back make this card worth checking out.
Benefits Rating
4.4Intro APR Rating
5.0Standard APR Rating
4.5Fees Rating
4.0Overall Rating
4.4Pros & Cons
- Earn points on every single purchase
- No caps or categories which make it super easy to use
- No limits on rewards
- 3% foreign transaction fee
- Balance transfer fee increases after the intro period to 5% or $5 (whichever is greater)
- Intro rate does not apply to purchases