Great benefits, low cash back caps, and a super straightforward rewards program make this one of the easiest Amex cards to use. And if you need a balance transfer, you’ve got 60 days to do it with an introductory rate of 0% for 15 months, thereafter a variable APR of 18.74% to 29.74%. See rates and terms
Our Review
Okay American Express, we see you! With your up to $84 Disney Bundle statement credit, and up to $180 Home Chef credit given in monthly statement credits. Hello and welcome to the 21st century. We love the simplified cash back program that makes it easy to figure out. AMEX isn’t going to win any awards with its max of 3% cash back but at least your head won’t be spinning trying to figure out what category your purchase falls in…it’s 3%. So there you go…easy to use, great benefits but low cash back caps. Terms apply and enrollment required for select benefits.
Benefits Rating
4.4Intro APR Rating
4.75Standard APR Rating
4.3Fees Rating
4.5Overall Rating
4.4Pros & Cons
- You never pay an annual fee while earning cash back on EVERY purchase
- $200 welcome offer provided as statement credits after you spend $2000 in the first 6 months
- $180 Home Chef Credit
- Terms apply
