Best Cash Back Credit Cards of 2023!

Compare our top recommended cash back cards from our partners.

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Genius for overall cash back rewards and benefits

4.3

Welcome Offer

Intro APR

Regular APR

Annual Fee

Card Brand
VISA
Card Summary

The Blue Cash Preferred® Card from American Express tops the list when it comes to cash back rewards for groceries, streaming, rideshares, and gas. Plus, there’s the generous credit offers for Disney and Equinox. While it does offer a generous intro APR for balance transfers, there’s a $95 annual fee after the first year. See rates and fees

  • We love the 6% cash back on U.S. supermarkets up to $6000 per year in purchases (then 1%)
  • 0% APR intro period on purchases in the first 12 months, thereafter variable APR of 18.74% to 29.74%. See rates and fees
  • You earn 3% cash back on U.S. gas stations but not at your favorite Costco or Walmart gas station.
  • 3% cash back on transit (taxes/rideshare/parking/tolls/buses/trains/more)
  • $0 annual fee for the first year and $95 thereafter
  • Terms apply

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Genius for earning rewards when you spend and when you pay

4.4

Bonus Cash

Purchase Intro APR

Regular APR

Annual Fee

Card Brand
VISA
Card Summary

The ability to earn 2% on every purchase (1% at the time of purchase and 1% when you pay) with unlimited 1% cash back makes this one of the best cash rewards credit cards out there. It gets even better with the long 18 month 0% intro APR, then variable APR of 18.74% – 28.74%, for balance transfers and no annual fee. The catch? You’ll need good to excellent credit to qualify.

  • 1% cash back rewards when you spend, and 1% when you pay
  • 1% unlimited rewards with no annoying exclusions
  • Awesome 18 month intro period on balance transfers at 0% APR, variable rate thereafter (Intro APR not applicable with purchases)
  • No annual fees!

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Genius for students jumping head first into the cash back fun

4.1

Bonus Cash

Intro APR

Regular APR

Annual Fee

Card Brand
VISA
Card Summary

There’s a lot to love about this Capital One card for students. You get unlimited 3% cash back on dining, entertainment, streaming services, and grocery stores, excluding Walmart and Target. Plus, rewards for Uber Eats and tickets purchased through Capital One Entertainment, no annual fees, and more. The only thing to watch out for is the high APR.

  • Unlimited 3% cash back on dining, entertainment, and some streaming
  • 1% on all other purchases
  • No foreign transaction fees!
  • Make the most of your late night meals with 10% cash back at Uber Eats
  • 8% cash back on tickets purchased through Capital One Entertainment
  • No annual fees!

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Genius for your first starter card

4.1

Bonus Cash

Intro APR

Regular APR

Annual Fee

Card Brand
VISA
Card Summary

The simple rewards structure and lower threshold for credit approval make this one of the best student credit cards out there. With 1.5% in cash back rewards on all purchases, anyone starting out can get a jump on building their credit. 

  • Only need fair credit to qualify
  • 1.5% cash back on all purchases, every day with no annoying exclusions
  • Order that pizza, because you get 10% cash back at Uber Eats and complimentary Uber One membership until 11/14/24
  • No annual fee ever

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Genius for cash back gurus

4/6

Bonus Cash

Intro APR

Regular APR

Annual Fee

Card Brand
VISA
Card Summary

Earning massive rewards for entertainment, travel, and dining makes this one of our top go-to cash back credit cards. While the rewards program itself can be tricky, perks like zero foreign transaction fees make Capital One SavorOne Cash Rewards Credit Card worth it every single time.

  • Massive cash back rewards
  • 8% cash back on tickets purchased through the Capital One Entertainment Ticketing platform
  • 5% cash back on hotels and rental cars booked through Capital one Travel
  • 3% cash back on streaming, dining, and grocery stores, excluding superstores like Walmart and Target
  • Great into APR for 15 months on all your purchases
  • No annual fee ever

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Genius for everyday workhorse

4.4

Bonus Cash

Intro APR

Regular APR

Annual Fee

Card Brand
VISA
Card Summary

Not only does it make a great cash back card, but it also comes with perks like a sign-up bonus of $200 once you spend $500 on purchases within 3 months, a complimentary Uber One membership for up to 6 months, and no foreign transaction fees! This workhorse gives you 1.5% cash back on everything without any exclusions. You heard me….I said No Exclusions! Music to my ears.

  • Simple and unlimited cash back rewards
  • 1.5% cash back on everything all the time
  • 5% cash back on hotels and rental cars booked through Capital One Travel
  • No annual fee or foreign transaction fees ever

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Genius for maximizing cash back rewards

4.4

Bonus Cash

Intro APR

Regular APR

Annual Fee

Card Brand
VISA
Card Summary

With this card, it’s simple to rack up big rewards while doing the little things. Think dining out, getting gas, or even just shopping for groceries. Plus, you can earn $200 in cash back after you spend $1500 on purchases in the first 6 months of opening your account.

  • 5% cash back on your highest spend category (max $500 each month) and then 1%
  • No need to worry about rotating categories. Your top categories will automatically be calculated for you. Hooray for simplicity!
  • Awesome intro offer of 0% APR on purchases for the first 15 months, then variable APR of 18.74% – 28.74%
  • No annual fees!

Read our Genius review