Want to avoid interest charges on balance transfers or purchases? If you have good to excellent credit then the Citi® Diamond Preferred® Card might be for you. It offers a fantastic intro APR period for balance transfers for 21 months. Now that’s what I’m talking about!
Our Review
This card offers a long introductory period of 21 months giving you extra time to pay off your balance and free yourself of interest payments. However, the balance transfer fee of 5% or $5 (whichever is greater), is higher than several other cards in the market. Once your introductory period ends, the standard APR is lower than many other balance transfer cards and is based on creditworthiness.
Benefits Rating
N/AIntro APR Rating
5.0Standard APR Rating
4.9Fees Rating
3.8Overall Rating
4.5Pros & Cons
- 0% intro APR for 21 months on balance transfers made within the first 4 months of opening your account
- No annual fees!
- Balance transfer fee of 5% or $5 whichever is greater
- 3% foreign transaction fee
- Strictly a balance transfer card with no rewards