It’s hard to beat no late fees, but the Citi Simplicity® Card also offers a super long intro period on balance transfers. Like SUPER LONG… and no annual fees, makes it one of the best balance transfer cards out there.
Our Review
No Late fees! Can’t get better than that. We are all human after all and have missed the occasional payment. This has to be one of the best balance transfer cards on the market. You get a super long 21 months intro period at 0% for balance transfers and no late fees! That definitely makes this card a cashgenius favorite.
Benefits Rating
N/AIntro APR Rating
5.0Standard APR Rating
3.9Fees Rating
4.6Overall Rating
4.7Pros & Cons
- 0% intro APR for 21 months on balance transfers made within the first 4 months of account opening
- No late fees!
- No annual fees!
- No rewards
- 3% foreign transaction fee